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The Risks of a Quick Divorce

In the age of online applications and “fast-track” services, many couples are tempted to pursue a quick divorce as a way to move forward with as little stress as possible. While the idea sounds appealing, rushing the legal process can result in long-term financial exposure, child arrangement complications, and a lack of legal protection.

January 2, 2026

The Risks of a Quick Divorce

At Lyons Bowe Solicitors, our Family Law team regularly helps clients who discover too late that key issues were missed in a quick divorce. This guide explains the real risks involved and why taking the time to follow a structured legal process is essential.

A Quick Divorce Does Not Resolve Your Finances

This is the most common and most serious mistake. Many people believe the divorce process automatically covers finances. It does not. Even after your divorce is finalised, your ex-partner may still be able to make a financial claim against you years later unless you obtain a legally binding Financial Order or a Clean Break Order.

Risks of skipping a formal settlement:

- Claims on future income

- Claims on pensions  even decades later

- Claims on property purchased after the divorce

- Claims on inheritance received after separation

- No finality or protection for your assets

Rushed Divorces Often Lead to Poor Financial Disclosure

Financial disclosure is the backbone of a fair settlement. In a fast divorce, people often:

- Skip full bank statements

- Fail to disclose pensions

- Don’t include debts or liabilities

- Underestimate property value

- Miss business assets

Child Arrangements Are Often Left Unclear

A quick divorce focuses solely on ending the marriage  not on creating safe, structured arrangements for children. Without a formal agreement or Parenting Plan, families risk confusion, conflict, and inconsistent routines.

You May Lose Out on Pension Rights

Pensions are often the most valuable marital asset sometimes worth more than the family home. Quick divorces often skip proper pension sharing analysis, leaving one partner financially disadvantaged at retirement.

Hidden Debts and Liabilities Can Be Passed to You

If full disclosure isn’t completed, one spouse’s debts may later affect the settlement.

DIY or Fast Online Services Can Miss Critical Legal Details

Online forms cannot provide tailored advice. They cannot identify unfair asset division, tax implications, pension issues, or future risks.

Quick Divorces Can Create Long-Term Emotional and Legal Uncertainty

Rushing feels like relief in the moment but often leads to regret and ongoing disputes.

Conclusion

A well-managed divorce gives clients clarity, confidence, and closure. Lyons Bowe’s Family Law team can guide you through a structured, supportive legal process designed to protect your long-term stability.

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