Our solicitors guide you through refinancing, equity release, or switching lenders, with fast digital onboarding and secure online updates.
New Mortgage Terms
Outstanding Balance Paid Off
Remortgaging your property is an important financial decision, and our conveyancing services are designed to make the process straightforward and efficient.
Using dedicated teams, cutting-edge technology, and fixed-fee pricing, we ensure there are no hidden costs or unnecessary delays. You’ll receive real-time updates via our conveyancing app, communication from your legal team, and step-by-step guidance.
Whether you’re switching lenders for a better rate, releasing equity, or updating your mortgage terms, our expert conveyancers are here to ensure your remortgage runs smoothly, with minimal disruption and maximum clarity.
Ensure a seamless property transaction with our transparent and efficient legal expertise. We handle both buying and selling, simplifying your process.
ExploreIt is critical you update your Will after a change like this. We offer a free will writing service or have more customised solutions from £250.
ExploreAt Lyons Bowe, we understand that not every property transaction goes to plan. That is why we offer the Lyons Bowe Abortive Pledge, giving you peace of mind that if your purchase falls through due to no fault of your own, you will not lose the legal fees you have paid. You will only be responsible for any third-party disbursements incurred, such as search fees.
What is Covered:
Buying Homes
Remortgaging
Selling Homes
New Builds
Forget the confusing lingo and overly wordy explanations. Our app makes sense of it all. Seamless, convenient and designed with you in mind.
Remortgaging usually takes a few weeks. This time includes getting a new valuation of your property, receiving your new mortgage offer, and the legal checks. Lyons Bowe aims to make this process as quick and smooth as possible for you.
When you can remortgage depends on your current mortgage deal. Some lenders let you remortgage at any time, but others might have rules about how long you need to have had the mortgage. Remortgaging too early might mean you have to pay a fee to your current lender. It's best to check the terms of your current mortgage.
Yes, you can remortgage a help to buy property, however your lenders may require you to have built up a certain amount of equity in the property, or to have been held the mortgage (whilst making consistent repayments) for a certain amount of time (typically two years) before you have the option to remortgage.
This varies from lender to lender. Some lender’s terms will allow you to remortgage at any time, other lenders will stipulate that you have to have been making payments on the mortgage for a fixed amount of time before you can remortgage. You will need to check with your lender’s terms.
No, you do not need to pay SDLT on a remortgage unless the ownership of the property is being transferred to another party, in which case, they would need to pay SDLT.
Yes, however you will be limited to lenders that offer shared ownership mortgages.
Remortgaging is the process of taking out a new mortgage against your property. Your lender will perform a new valuation on your property and you will need to sign a new mortgage agreement. You may also re-mortgage if you have received permission from your lender to privately rent out your property and you now need to take out a buy-to-let mortgage.
Refinancing can lower your interest and give you the chance to rebalance joint assets. Our Conveyancing team takes care of the remortgage, while our Family solicitors put fair financial orders in place, keeping your home, pensions, and peace of mind aligned.