Remortgaging made simple. Our expert property solicitors guide you through refinancing, equity release, or switching lenders, with fast digital onboarding and secure online updates.
New Mortgage Terms
Outstanding Balance Paid Off
Remortgaging your property is an important financial decision, and our conveyancing services are designed to make the process straightforward, efficient, and fully supported from start to finish.
Our specialist remortgage solicitors provide clear and structured legal support across England and Wales. Using dedicated teams, cutting-edge technology, and fixed-fee pricing, we ensure there are no hidden costs or unnecessary delays.
You’ll receive real-time updates via our conveyancing app, personalised communication from your legal team, and step-by-step guidance, so you always know exactly what’s happening, who’s involved, and what comes next.
Whether you’re switching lenders for a better rate, releasing equity, or updating your mortgage terms, our expert conveyancers are here to ensure your remortgage runs smoothly — with minimal disruption and maximum clarity.
We provide both tech-driven solutions or traditional client-focused service to fit your preferences. With real-time updates via our app or in-person consultations, every step of your property buying experience is crafted around your needs for a seamless and transparent journey.
New Enquiries are here to welcome you, answer your questions, and guide you through the beginning of your journey.
They’ll help you:
Your new Instructions Team are the first team you’ll work with throughout your conveyancing journey.
They’ll help you:
Your Legal Team will be here to help and support you throughout the next stages of your sale.
They’ll help you:
Your Exchange & Completion Team will be here to support you through the final stages of your purchase.
They will:
We believe that taking a step like buying a property, deserves a personal and bespoke service. Your service can change based on your needs, but what never changes is our dedication to giving our clients a 5 star service.
It’s exciting knowing you’re taking the next step on the property ladder. Whether you’re making your first step on the property ladder, or expanding your property portfolio, we believe you should be able to decide how you sell your property.
Opt for a truly innovative experience with everything our app has to offer, or choose a traditional approach and put pen to paper to get selling. However you prefer, the choice is yours.
No matter how you choose to buy your property, your service will be truly personal throughout. Your teams will be by your side every step of the way to answer any questions, keep track of the other parties involved, and help you to cross the t’s and dot the i’s.
Enjoy the benefits of a modern, innovative firm, in partnership with the convenience of a personal, high street experience.
We’ve worked tirelessly to make sure that at every step of your purchase, you know what’s happening, who’s involved, and how it all works. From live app updates and emails, through to in-depth guides and phone calls with your team, you will always know what’s happening and where you stand.
There are many reasons why you might be looking to remortgage. Luckily, we’re on hand to help with all of them.
Mortgage Term Ending
Releasing Funds to Decorate
Converting to Buy to Let Mortgage
At Lyons Bowe, we have reimagined residential property law to deliver a faster, clearer, and more personal legal experience. Here is what makes our service different.
5-Star Client Service
Thousands of five-star reviews reflect our commitment to clear communication, structured support, and personal care throughout your property journey.
Industry-Leading App
Track your case in real-time with our easy-to-use app and receive updates, complete forms, verify your ID, and make secure payments, all in one place.
Local, Friendly Offices
We are proud to offer friendly, expert support across our offices in Bath, Bournemouth, Bristol, Bridgwater, Cardiff, Cheltenham, Exeter, Frome, Keynsham, and Shepton Mallet. With national reach through secure digital services.
Structured Legal Journey
Our unique team model means you always have the right expert at every stage, from onboarding to completion, keeping your transaction moving quickly and smoothly.
Smart, Secure Legal Technology
From secure digital onboarding to online payments and e-signatures, our tech makes legal services simpler, safer, and more convenient, without losing the human touch.
Clear, Fair Fees
We offer transparent, fixed-fee conveyancing wherever possible, with clear guidance upfront so you stay in control. You can also take advantage of our Abortive Pledge, so are protected if your transaction falls through for reasons outside your control.
Ensure a seamless property transaction with our transparent and efficient legal expertise. We handle both buying and selling, simplifying your process.
ExploreIt is critical you update your Will after a change like this. We offer a free will writing service or have more customised solutions from £250.
ExploreAt Lyons Bowe, we understand that not every property transaction goes to plan. That is why we offer the Lyons Bowe Abortive Pledge, giving you peace of mind that if your purchase falls through due to no fault of your own, you will not lose the legal fees you have paid. You will only be responsible for any third-party disbursements incurred, such as search fees.
What is Covered:
Buying Homes
Remortgaging
Selling Homes
New Builds
Forget the confusing lingo and overly wordy explanations. Our app makes sense of it all - seamless, convenient and designed with you in mind.
Thousands of five-star reviews from clients just like you. We pride ourselves on delivering exceptional service, clear communication, and innovative technology to make your legal journey seamless.
We have ten offices across the South West & South Wales, but our reach is national.
Whether you visit us in person or prefer to work with us remotely, our team is ready to support. Clear communication, dedicated teams, and real-time updates mean the same high standard of service - no matter how you choose to work with us.
Got a burning legal question not in these FAQs? Or, you know, just a regular one? Ask us below! We'll get back to you within one business day.
Remortgaging usually takes a few weeks. This time includes getting a new valuation of your property, receiving your new mortgage offer, and the legal checks. Lyons Bowe aims to make this process as quick and smooth as possible for you.
When you can remortgage depends on your current mortgage deal. Some lenders let you remortgage at any time, but others might have rules about how long you need to have had the mortgage. Remortgaging too early might mean you have to pay a fee to your current lender. It's best to check the terms of your current mortgage.
Yes, you can remortgage a help to buy property, however your lenders may require you to have built up a certain amount of equity in the property, or to have been held the mortgage (whilst making consistent repayments) for a certain amount of time (typically two years) before you have the option to remortgage.
This varies from lender to lender. Some lender’s terms will allow you to remortgage at any time, other lenders will stipulate that you have to have been making payments on the mortgage for a fixed amount of time before you can remortgage. You will need to check with your lender’s terms.
No, you do not need to pay SDLT on a remortgage unless the ownership of the property is being transferred to another party, in which case, they would need to pay SDLT.
Yes, however you will be limited to lenders that offer shared ownership mortgages.
Remortgaging is the process of taking out a new mortgage against your property. Your lender will perform a new valuation on your property and you will need to sign a new mortgage agreement. You may also re-mortgage if you have received permission from your lender to privately rent out your property and you now need to take out a buy-to-let mortgage.
Switching lenders can cut down interest, but it’s also a chance to re-shape joint assets. Our Conveyancing experts handle the remortgage while Family solicitors craft fair financial orders—keeping homes, pensions, and peace of mind perfectly aligned.