
Most people now manage large parts of their lives online from banking and investments to photo libraries, social media profiles, and cryptocurrency wallets. Yet digital assets are often forgotten when people write their wills, leaving loved ones unable to access accounts, recover funds, or close profiles.
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Cryptocurrency • Online Accounts • Social Media Profiles • Digital Investments
At Lyons Bowe, we take a modern approach to Wills & Probate, helping clients protect both their physical and digital estates so everything is handled smoothly and securely.
Here’s what you need to know about including digital assets in your will.
What Are Digital Assets?
A digital asset is anything of value that exists online or is stored electronically. This includes:
Financial Digital Assets
Personal Digital Assets
Intellectual or Creative Assets
These assets may hold financial value, sentimental value, or personal information you would want protected.
Why Digital Assets Need to Be Included in Your Will
Without clear instructions, your family may not be able to:
Some platforms permanently lock accounts after death if no authorised person is listed.
Including digital assets in your will ensures:
- Secure access
- Clear instructions
- No unnecessary delays
- Reduced stress for loved ones
- Preservation of sentimental items
- How to Protect Digital Assets in Your Will
1. Create a Complete Digital Inventory
List all your digital accounts and assets, such as:
Do not include passwords in the will itself.
Instead, keep them in a secure place a password manager or sealed document and reference their location.
2. Appoint a Digital Executor
This is someone you trust to manage your online accounts after your death.
Their responsibilities may include:
We can help you legally appoint a digital executor through your will.
3. Give Clear Instructions for Each Asset
Different platforms have different rules.
Your will should set out what you want to happen, such as:
The clearer the instructions, the easier the process for your executor.
4. Understand Legal and Platform Restrictions
Some online accounts are licenced, not owned.
For example:
These cannot legally be transferred, but your executor can manage or close them according to your wishes.
Cryptocurrency has additional challenges because wallets cannot be accessed without private keys.
We advise clients on how to structure this securely and legally.
5. Keep Your Digital Estate Plan Updated
Digital assets change quickly new accounts, new subscriptions, new crypto wallets.
Review your digital plan regularly, especially when:
Our Wills team can help you keep everything current.
Digital Assets in Probate
When someone dies, personal representatives must identify and value all assets including digital ones.
Digital assets can delay probate if:
By planning ahead, you make probate simpler, faster, and far less stressful for your loved ones.
How Lyons Bowe Helps You Protect Your Digital Life
Our Wills & Probate team takes a modern, practical approach. We assist with:
We help you plan with confidence for both your physical and digital assets.
Speak to Our Wills & Probate Team
If you want to make or update a will to include digital assets, we’re here to guide you through every step.
Forget the confusing lingo and overly wordy explanations. Our app makes sense of it all. Seamless, convenient and designed with you in mind.

At Lyons Bowe, we do not just give legal advice, we guide you through life’s biggest moments with clarity, care, and confidence. Whether you are buying a home, making a will, or navigating a separation, we make the process simple, structured, and built entirely around you.
