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Here’s what clients can expect when working with Lyons Bowe:

1.           Initial Enquiry & Estimate

Submit your details online or via your local office to receive a transparent fixed-fee quote.

2.           Team Assignment & Onboarding

You’ll be assigned a dedicated team who will handle all communications with lenders, Land Registry, and other parties.

3.           App-Based Journey Tracking

Receive real-time updates through our app so you always know what stage your transfer is at.

4.           Mortgage & Title Updates

We liaise with mortgage lenders, ensure the Land Registry is updated, and handle any related tax matters.

5.           Completion & Confirmation

Once the transfer is registered, we provide confirmation and advice on any related matters, such as updating your will.

Typical Timeline for a Transfer of Equity

While each case varies, a standard transfer of equity usually takes 4–8 weeks from start to finish:

•             Week 1–2: Initial instructions, ID checks, and document preparation

•             Week 3–5: Mortgage and lender coordination, Land Registry submissions

•             Week 6–8: Registration completion and confirmation

Complex cases, such as those involving additional lenders or multiple parties, may take longer, but our team will keep you informed throughout.

FAQ: Transfers of Equity

Q: Do I need a solicitor for a transfer of equity?

Yes. A solicitor ensures the legal ownership changes are correctly registered and that all mortgage, tax, and Land Registry requirements are met.

Q: Will this affect my mortgage?

It can. We liaise with your lender to make sure any changes are agreed and correctly documented.

Q: Can I transfer equity without paying tax?

In some cases, transfers may be exempt from Stamp Duty or Capital Gains Tax. Our team provides guidance for your specific situation.

Q: How long does it take?

Typically 4–8 weeks, depending on the complexity of the transfer.

Q: Can Lyons Bowe help across all locations?

Absolutely. Our offices in Bath, Bournemouth, Bridgwater, Bristol, Cardiff, Cheltenham, Exeter, Frome, Keynsham, and Shepton Mallet handle transfers efficiently, with support both in-person and via our app