Each transfer is unique. Our team provides clear advice tailored to your situation, ensuring you understand the implications before signing any documents.
Here’s what clients can expect when working with Lyons Bowe:
1. Initial Enquiry & Estimate
Submit your details online or via your local office to receive a transparent fixed-fee quote.
2. Team Assignment & Onboarding
You’ll be assigned a dedicated team who will handle all communications with lenders, Land Registry, and other parties.
3. App-Based Journey Tracking
Receive real-time updates through our app so you always know what stage your transfer is at.
4. Mortgage & Title Updates
We liaise with mortgage lenders, ensure the Land Registry is updated, and handle any related tax matters.
5. Completion & Confirmation
Once the transfer is registered, we provide confirmation and advice on any related matters, such as updating your will.
Typical Timeline for a Transfer of Equity
While each case varies, a standard transfer of equity usually takes 4–8 weeks from start to finish:
• Week 1–2: Initial instructions, ID checks, and document preparation
• Week 3–5: Mortgage and lender coordination, Land Registry submissions
• Week 6–8: Registration completion and confirmation
Complex cases, such as those involving additional lenders or multiple parties, may take longer, but our team will keep you informed throughout.
FAQ: Transfers of Equity
Q: Do I need a solicitor for a transfer of equity?
Yes. A solicitor ensures the legal ownership changes are correctly registered and that all mortgage, tax, and Land Registry requirements are met.
Q: Will this affect my mortgage?
It can. We liaise with your lender to make sure any changes are agreed and correctly documented.
Q: Can I transfer equity without paying tax?
In some cases, transfers may be exempt from Stamp Duty or Capital Gains Tax. Our team provides guidance for your specific situation.
Q: How long does it take?
Typically 4–8 weeks, depending on the complexity of the transfer.
Q: Can Lyons Bowe help across all locations?
Absolutely. Our offices in Bath, Bournemouth, Bridgwater, Bristol, Cardiff, Cheltenham, Exeter, Frome, Keynsham, and Shepton Mallet handle transfers efficiently, with support both in-person and via our app
Forget the confusing lingo and overly wordy explanations. Our app makes sense of it all. Seamless, convenient and designed with you in mind.
Thousands of five-star reviews from clients just like you. We pride ourselves on delivering exceptional service, clear communication, and innovative technology to make your legal journey seamless.
We have ten offices across the South West & South Wales, but our reach is national. Whether you visit us in person or prefer to work with us remotely, our team is ready to support. Clear communication, dedicated teams, and real-time updates mean the same high standard of service, no matter how you choose to work with us.
At Lyons Bowe, we do not just give legal advice, we guide you through life’s biggest moments with clarity, care, and confidence. Whether you are buying a home, making a will, or navigating a separation, we make the process simple, structured, and built entirely around you.